Seller Tools

Seller's Net Sheet

Estimate what you'll actually walk away with. Enter your numbers below and the sheet updates as you type — then print it or save it as a PDF.

Net to seller $0 Net profit $0
Arizona · Confidential Seller Estimate

Estimated Net Proceeds

Estimated proceeds from the sale of real property. Figures update automatically as you enter data.

1 · Sale Price

Proposed Sales Price
$0
Estimated Close of EscrowUsed for property-tax proration

2 · Loan Payoffs & Liens

1st Mortgage PayoffPrincipal balance per lender payoff demand
$0
2nd Mortgage / HELOC Payoff
$0
Payoff Interest, Per-Diem & Demand Fees
$0
Liens, Judgments & Assessments
$0
Total Payoffs
$0

3 · Brokerage Commissions

Listing Agent CommissionAll commissions are negotiable and not set by law
$0
Buyer's Agent CommissionSet to 0 if the buyer is paying their own agent
$0
Broker Administrative / Transaction Fee
$0
Total Commissions
$0

4 · Buyer Concessions & Credits

Seller-Paid Buyer Closing Costs / Rate Buydown
$0
Repair Credit / Inspection Response (BINSR)
$0
Total Concessions & Credits
$0

5 · Title & Escrow (Arizona)

Escrow / Settlement Fee — Seller's HalfAuto-estimated from sales price · type to override
$0
Owner's Title Insurance PolicyCustomarily seller-paid in AZ · auto-estimated
$0
Recording Fees & Affidavit of Value
$0
Wire, Courier & E-Doc Fees
$0
Total Title & Escrow
$0

6 · HOA / Community Association

HOA Transfer Fee
$0
HOA Disclosure / Demand & Statement Fees
$0
Capital Reserve / Community Enhancement Fee
$0
Prorated HOA Dues Owed at Closing
$0
Total HOA
$0

7 · Property Tax Proration

Annual Property Taxes
Taxes Paid ThroughAZ taxes are billed in arrears — seller owes from this date to closing
Prorated Taxes Owed by SellerAuto-calculated · type to override
$0
Total Prorations
$0

8 · Other Seller Costs

Home Warranty / Home Service Plan
$0
Termite / Wood-Destroying Insect Inspection & Treatment
$0
Pre-Listing Repairs, Cleaning & Turnover
$0
Attorney / Tax Advisor / Misc. Professional Fees
$0
Total Other Costs
$0

9 · Acquisition & Upgrades Investment / flip deals only

Original Purchase PriceWhat you paid for the property
$0
Purchase-Side Closing CostsEscrow, title, lender fees, inspections paid at acquisition
$0
Total Acquisition Cost
$0

10 · Renovation & Upgrades

Rename any line — labels are editable
Total Renovation & Upgrades
$0

11 · Holding Costs

Hold PeriodMonths from purchase to close of escrow
months
Monthly Carrying CostBlanket monthly figure × hold period
$0
Property Taxes During Hold
$0
Insurance (Vacant / Builder's Risk)
$0
Utilities (Power, Water, Gas, Trash)
$0
HOA Dues During Hold
$0
Security, Landscaping, Pool & Maintenance
$0
Staging & Marketing During Listing
$0
Total Holding Costs
$0

12 · Financing Costs

Loan Points / Origination Fee
$0
Loan AmountBasis for points if entered as a % — hard money, private, or conventional
Total Interest Paid During Hold
$0
Lender Junk Fees, Draw & Extension Fees
$0
Total Financing Costs
$0
Gross Sales Price
$0
Less: Brokerage Commissions
$0
Less: Buyer Concessions & Credits
$0
Less: Title & Escrow
$0
Less: HOA Fees
$0
Less: Property Tax Proration
$0
Less: Other Seller Costs
$0
Total Estimated Selling Costs
$0
Less: Total Loan Payoffs & Liens
$0
Estimated Net Proceeds to SellerBefore capital gains or income tax consequences
$0
Investment / Flip Profit Analysis
Gross Sales Price
$0
Less: Total Selling Costs (sections 3–8)
$0
Less: Acquisition Cost (section 9)
$0
Less: Renovation & Upgrades (section 10)
$0
Less: Holding Costs (section 11)
$0
Less: Financing Costs (section 12)
$0
Total Project Cost (All-In)
$0
Estimated Net Profit on FlipSales price less all selling, acquisition, renovation, holding & financing costs
$0
Return on Project Cost
Profit ÷ all-in cost
Profit Margin
Profit ÷ sales price
Annualized Return
Enter hold period
How to read this. Net profit intentionally excludes the loan payoff in section 2 — borrowed principal is returned to the lender, not lost, so counting both the purchase price and the payoff would double-count the debt. The cost of that debt (points, interest, lender fees) is captured in section 12. The Estimated Net Proceeds figure above is the wire you receive at closing; the Net Profit figure here is what the deal actually earned.
Seller signature & date
Seller signature & date
Disclaimer. This net sheet is an estimate only, prepared for discussion purposes. Actual figures are determined by the escrow/title company's final settlement statement and by the seller's lender(s). Escrow, title, recording, HOA, and proration amounts shown here are approximations based on customary Arizona practice and may differ by company, county, contract terms, and negotiated allocation of costs. Brokerage commissions are fully negotiable and are not set by law. This document is not a commitment, a guarantee of proceeds, a title commitment, or legal, tax, or accounting advice. Urban & Company is not a lawyer, CPA, or financial advisor; sellers should consult qualified professionals regarding capital gains, depreciation recapture, 1031 exchange, or other tax consequences of a sale. Figures do not include the seller's income tax liability, moving costs, or post-closing obligations.

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